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Rates

Loan Rates Share Rates

Effective as of: June 17, 2013 TO June 23, 2013
Share Secured
Loan AmountsAnnual Percentage RateMaximum Term
100% of Available BalanceAdjustable144 Months
Minimum monthly payment of $20.00. APR is 1% Above Share Rate
Certificate Secured
Loan AmountsAnnual Percentage RateMaximum Term
100% of Available Balance2% Above Cert. Rate12 Months
Loans must mature by the Certificate maturity date.
New Vehicle
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
$1,000 to $100,0002.5036 Months
$1,000 to $100,0002.9560 Months
$15,000 to $100,0003.9572 Months
$ 30,000 to $100,0004.9584 Months
Any car purchased new within six months of the purchase date, will qualify for the New Auto Rate.
Loans may include tax, license and service contract or CU Mechanical Breakdown Insurance Policy (MBI).
* Your rate may vary based on your credit score.
New Recreational Vehicle
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
$1,000 to $100,0002.5036 Months
$1,000 to $100,0002.9560 Months
$15,000 to $100,0003.9572 Months**
$30,000 to $100,0004.9584 Months**
Any car purchased new within six months of the purchase date, will qualify for the New Auto Rate.
Loans may include tax, license and service contract or CU Mechanical Breakdown Insurance Policy (MBI).
* Your rate may vary based on your credit score. ** Up to 90% financing, including tax and license on new recreational vehicles.
Used Recreational Vehicle
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
$1,000 to $75,0002.5036 Months
$1,000 to $75,0002.9560 Months
$15,000 to $75,0003.9572 Months
Maximum amount of loan not to exceed 100% of wholesale value.
* Your rate may vary based on your credit score
New Motorcycle
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
$500 to $25,0002.50 to 3.9536 to 72 Months
Up to 90% financing.
* Your rate may vary based on your credit score.
Used Motorcycle
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
$500 to $20,0002.50 to 3.9536 to 72 Months
Maximum amount of loan not to exceed 100% of wholesale value.
* Your rate may vary based on credit score.
Signature
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
Up to $15,00010.9Up to 48 Months
Loan amounts of less than $5,000, maximum term 36 months.
* Your rate may vary based on credit score.
Line of Credit
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
Up to $15,0009.9Up to 48 Months
Pre-approved line-of-credit loans will speed up your loan request. As part of our annual review a credit report will be run to validate your credit standing.
* Your rate may vary based on credit score.
VISA Card
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
Up to $25,0009.9Revolving
Fixed rate - no annual fee 25-day grace period for purchases. Minimum monthly payment of 3%. A Visa limit increase request may result in a higher rate on new activity and exsisting balances.
* Your rate may vary based on credit score
Secured VISA
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
Up to $5,00012.9Revolving
Fixed rate - no annual fee 25-day grace period for purchases. Minimum monthly payment of 3%
* Your rate may vary based on credit score.
Computer
Loan AmountsAnnual Percentage RateMaximum Term
As Low As *
Up to $5,0009.90Up to 36 Months
Collateral considered: computer, related hardware and software.
* Your rate may vary based on credit score.
Real Estate: 1st Trust Deed
NBCUEFCU has a 1st Trust Deed mortgage loan program with competitive rates.
Members can apply for a 1st mortgage by visiting our Mortgage Center @ www.nbcuefcu.varris.com
Real Estate: Home-Equity LOC
Maximum LoanAnnual Percentage RateUp To
$1,000 - $150,000*Prime240 Months
Lowest rate 4%
Owner occupied. Loan $ = appraised $x70% less encumbrances. Open-end rate may change 1st day of January and July.
*As of December 16 th , 2008 - Prime Rate = 3.25%
Real Estate: Closed-End
Maximum LoanAnnual Percentage RateUp To
$ 5,000 - 75,0006.5%120 Months
$25,000 - 150,0007.0240 Months
Owner occupied. Loan $ = appraised $x75% less encumbrances.

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