9.9% FIXED RATE
NBCEFCU Visa has no annual fee.

NBC Employees Federal Credit Union offers an outstanding Visa Card bargain to qualified members. The low, 9.9% APR FIXED rate is not a teaser. Many banks offer temporarily low credit card rates on an "introductory" basis, then raise the rates later. But NBCEFCU's low, 9.9% APR is the REAL rate, not a marketing gimmick!

Uniquely Personalized for NBCEFCU Members
Visa Card is welcome around the world as a source of instant credit and financial clout... and your NBCEFCU Visa Card is also personalized... with special, credit union advantages that help members make the most of this important financial tool.

"At 9.9% APR, your Credit Union Visa Card is a Genuine Bargain!"

ENJOY!
The NBCEFCU Visa Card Features These Great Values...

• Low 9.9% APR FIXED Rate
• NO ANNUAL FEE!
• 25-Day Grace Period for Purchases
• Low Monthly Payments...
  only 3% of balance!
• Credit Limits up to $10,000

A RELIABLE, ALL PURPOSE FINANCIAL RESOURCE...
With so many benefits, your new Visa Card is ideal for hundreds of personal AND family credit needs. Don't wait any longer for this genuine credit value...


If you have questions or would like service assistance, stop by the Credit Union or call:

PAY OFF HIGHER-COST CARDS
Save Money with the NBCEFCU Visa Card

If you have department-store or bank credit cards you're probably paying finance rates as high as 19.8% APR... and these costs really add up over the year. But, if you pay them off with a cash advance on your NBCEFCU Visa Card, you'll repay at our LOWER rate for substantial interest savings!

CONTROL YOUR FINANCES
25-Day Grace Period, Low Minimum Payment Amount Offer More Savings...

If you choose to repay the full amount of your Visa Card by the due date, you'll benefit from no interest charges.* Or, if you want the flexibility of a lower payment from time to time, take advantage of your Visa Card's low minimum payment amount... only 3% of the outstanding balance. These features help YOU control your finances.

*25-Day grace period applies to purchases only, not to cash advances.