RATES
Savings Rates
For the Week of MAR 8, 2010 - MAR 14, 2010
|
Type
|
Term
|
Minimum
|
Compounding
|
Annual % Rate
|
Annual % Yield
|
W/D's Allowed
|
| Share Accounts
Club Accounts |
Daily Daily |
$5.00 $0.00 |
Quarterly Quarterly |
3.25 3.25 |
3.29 3.29 |
Yes Yes |
| Home Financial Services (HFS) Accounts | Daily | $0.00 | Quarterly | 2.00 | 2.02 | Yes |
|
Share Certificate Account
Jumbo |
30 - 60 90 - 179 180 - 269 270 - 365 90 - 180 |
$1,000.00 2,500.00 5,000.00 7,500.00 50,000.00 |
Monthly Monthly Monthly Monthly Monthly |
5.25 5.50 5.75 5.85 6.00 |
5.38 5.64 5.90 6.01 6.17 |
Yes* Yes* Yes* Yes* Yes** |
|
IRA/Roth IRA/Education Share Certificate Account |
12 Months 36 Months |
$1.00 $1.00 |
Monthly Monthly |
6.00 6.25 |
6.17 6.43 |
Yes*** Yes*** |
* You may make one withdrawal a month down to the certificate minimum without penalty.
** Additions or withdrawals (down to $50,000 minimum) may be made on Jumbo certificate at any time during the month.
*** Substantial early withdrawal penalty if under age 59 1/2.
Consumer Loans
|
Type
|
Maximum Loan
|
APR
|
Maximum Term
|
| Share Secured | 100% of Available Balance | Adjustable | 144 Months |
| 50% Share Secured | Up to $20,000 | 9.25 | 60 Months |
| Certificate Secured | 100% of Available Balance | 2% Above Cert. Rate |
12 Months |
| New Vehicle |
Up to $50,000 Up to $50,000 with 20% down |
8.25 7.9 |
60 Months 60 Months |
| Used Vehicle | Up to $40,000 | 8.5 | Up to 60 Months |
| New Recreational |
Up to $50,000 Up to $50,000 with 20% down |
8.25 7.9 |
60 Months 60 Months |
| Signature | Up to $15,000 | 14.5 | Up to 48 Months |
|
Line of Credit |
Up to $15,000 | 13.5 | Up to 48 Months |
| Visa Card | Up to $10,000 | 9.9 | Revolving |
| Secured Visa | Up to $5,000 | 12.9 | Revolving |
| Computer | Up to $5,000 | 12 | Up to 36 Months |
Real Estate Loans
|
Type
|
Maximum Loan
|
APR
|
Maximum Term
|
| 1st Trust Deed |
All requests done through a cooperative program
with |
||
| Home-Equity LOC | $100,000 | *Prime +1 | 240 Months |
| Home-Equity Closed-End |
$5,000 - $25,000 $25,001 - $50,000 |
9.0 9.5 |
84 Months 120 Months |
*As of May 17, 2000 the Prime Rate = 9.50%
For other loan types, contact the Credit Union. All interest rates subject to change. All loans subject to Loan Officer/Credit Committee approval.
For more information, please refer to your Truth-in-Savings Disclosure.
