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NBCUEFCU is please to present the easiest way to pay for your purchases or to get ATM cash... the Visa Check Card ! It looks just like a credit card so you can use it to pay for goods , services and merchandise wherever Visa is accepted. But, Instead of adding credit card debt, it access money you already have on deposit in your NBCUEFCU Home Financial Services (HFS) account ! It's not only easy, It's smart !
Click here to find your nearest ATM location
Click here to download Visa Check Card Application and terms of agreement
Adobe provides this software free of charge.
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You can use the Visa Check Card anywhere the following symbols are displayed: |
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To Apply for your Visa
Check Card, stop by or call NBCUEFCU today !
(818) 840-4007 or (800) 487-7783
Visa Check Card is subject to credit
approval.
Frequently Asked Questions About Visa Check Card
What
is the NBCUEFCU VISA Check Card
?
It is an enhanced card featuring all the benefits of an A TM card (get
cash, transfer funds) .It can also be used to make purchases at millions
of merchant locations worldwide. The amount of each purchase is deducted
directly from your NBCUEFCU Home Financial Services (HFS) account.
No. The NBCUEFCU VISA Check Card is not a credit card because it does not access a line of credit and doesn't increase your debt. Instead, each purchase is deducted directly from funds on deposit in your HFS account. (A TM cash withdrawals can be deducted from either your HFS account or your Regular Share account.) The VISA logo enables you to use the card to make purchases wherever VISA is accepted.
Does
VISA Check Card impose finance or interest charges ?
No. It is not a credit card, so finance and interest changes do not
apply.
What
are the benefits of using the NBCUEFCU VISA Check Card ?
There is no need to write a check and wait for approval... and
there's no bill to pay later. Plus, you can use the " cash back
" option or get cash from thousands of A TMs .
Where
can I use my NBCUEFCU VISA Check Card ?
You can use it instead of cash or checks everywhere VISA is accepted,
and at ATMs displaying the STAR, Co-Op, Plus or VISA logos .
How
do I use my NBCUEFCU VISA Check Card to pay for purchases ?
By simply presenting your card for payment. Some merchants will ask you
to sign a sales slip. Others may ask you to enter your personal
identification number (PIN). If the merchant's point-of-sale equipment
gives you the option of pressing "Debit (ATM)" or
"Credit", either choice is acceptable. Either way the amount
of the transaction will be deducted from funds on deposit in your HFS
account.
How
do I keep track of these purchases ?
Each time you make a purchase the merchant will give you a receipt. Each
purchase is detailed on your monthly HFS statement and includes the
transaction date, amount, merchant name and location. You can also
access your account summary online at www .NBCUEFCU.org.
Does
the VISA Check Card have a cash or spending limit ?
Yes, there are cash withdrawal limits of $300 per day through ATMs,
and $500 per day with PIN based point-of-sale transactions. Signature
based point-of-sale transactions have a daily limit of $1,500.
How
can I get cash back II with my NBCUEFCU Check Card ?
You can get "cash back" on any PIN based transaction from
any merchant participating in the ST AR, Co-Op, Plus or VISA networks by
selecting that option at the time of the purchase. Depending on the type
of business, "cash back" may not be available at every
location.
How
safe is the card ?
It is safer by far than carrying cash because it requires either
your PIN or your signature to be used. Remember, never write your PIN on
the card and report any loss or theft of your card immediately to limit
your liability.
What
should I do if my NBCUEFCU VISA Check Card is lost or stolen ?
If you discover your card is lost or stolen call the credit union
immediately at (818) 840- 4007 or (800) 487-7283. After business hours
you may call (800) 325-3678.
What
should I do if I have a billing dispute with a merchant ?
First, contact the merchant and try to resolve the dispute. If it cannot
be resolved satisfactorily, call the credit union at (818) 840-4007 and
we will investigate the claim.
What
happens if I return an item purchased with my card ?
The merchant will issue a credit slip for you to sign, and the funds
will be credited back to your HFS account.
How
do you determine which members are eligible for the NBCUEFCU VISA Check
Card ?
There are no income or employment qualifications. All members who apply
and have a good record of financial responsibility will be eligible.
How
do I apply for an NBCUEFCU VISA Check Card ?
To obtain an application stop by the credit union, or call
(818) 840-4007 and we will send one out to you. Upon approval you will
be requested to select a PIN, and the card will be ordered. Remember,
the VISA Check Card accesses funds in your HFS account, so if you don't
already have one, we'll open it when you are approved.
How
do I activate my NBCUEFCU VISA Check Card ?
Simply follow the instructions shown on the sticker when you receive
your card. Once the card is activated, remove the sticker and sign the
signature panel on the back of the card. Remember, never write your PIN
on your card.
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